When the Unexpected Becomes Reality Disability happens to more people, more often than you may think, and it lasts longer, too. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? The Value of Insuring Against Life’s Risks Building wealth requires protection from the forces of wealth destruction. Term vs. Permanent Life Insurance When considering life insurance, it's important to understand your options.